21 世紀開始以來，國際上發生了許多重大的恐怖攻擊事件，例如 2001 年 911 恐怖攻擊事件、2002 與 2003 年兩次峇里島爆炸事件、2004 年馬德里火車爆炸事件，2005 年倫敦地鐵攻擊事件、2008 年孟買攻擊事件。這些恐怖攻擊事件因為造成眾多人死傷，加上國際媒體晝夜強力放送，使閱聽大眾至今記憶猶新。但是，這些恐怖攻擊事件都只是整個恐怖組織活動的最終「產品」。

國際恐怖行動若分成上、中、下游。上游是資金的供給，中游是人員招募與訓練，下游是恐怖活動的執行。其中最為關鍵的面向無疑是對恐怖組織的資助與資金的募集。一旦獲得資金，並不一定保證能夠馬上運用，因為有些資金的來源屬於非法，必須透過國際金融體系的流通甚至洗錢的過程，才能將資金轉變成實質的購買力，以遂行恐怖行動。本文的主要目的在於試圖瞭解國際恐怖組織資金的流動方式及國際社會的回應。

本文分成五大部分。導言部分由全球化理論與背景出發，敘述恐怖主義資金流動在全球化現象下的複雜性與重要性。第二章開始分析恐怖主義資金流動的兩大方向:需求面與供給面。第三章討論恐怖組織如何將所得到的金錢資助，透過洗錢的過程，轉化為實質的購買力，以應付必要的支出。因應恐怖組織資金流動對國際安全的威脅，第四章討論國際社會如何對此回應。 第五章則是綜合本研究所做成的結論。

Since the beginning of the 21st century, many deadly terrorist attacks have taken places, such as the 9-11 attacks in 2001, Bali terrorist attacks in 2002, Madrid train bombings in 2004, and London suicide bombings in 2005. The images of these terrorist attacks on the audience around the globe are readily recalled due to casualties and broadcasting by the international media. In actuality, the attacks are the “final products” of a whole series of activities conducted by international terrorism.

If terrorist activities were to be described by the analogy of a river, the terrorist financing can be ordered upstream, recruitment and training at midstream, and implementation of terrorist act downstream. The key part of the whole terrorist activity would be financing and fund raising. Successful fund raiseing does not tranlanste to successful use of the fund. If terrorist funds are originate from illegal sources, it must be financially channeled or even laundered into real purchasing power for the purpose of conducting terrorist attacks.

This article attempts to clear the funding sources of terrorist groups: how these funds are transformed into purchasing power and how international community and national respond. The article unfolds in three main parts. The first part deals with the financing of terrorism; the second part inquires the financial flow of terrorist groups, and the final part summarizes the key measures of counter-terrorism through finance implemented by the international community and national governments.