近年來，金融科技的興起帶來創新的金融服務並衝擊現有的監理方式。有些國家採取觀望的策略；有些國家則採取修改法律、推出新的執照制度甚或實驗型的監理模式。自2015年英國提出金融監理沙盒（Regulatory Sandbox）制度以來，許多國家陸續跟進，以監理沙盒實驗作為探索風險、重思監理疆界，並協助金融創新落地發展的措施。監理沙盒堪稱近年來擴散速度最快、影響最為深遠的一種新興金融監理制度。本文探究導致各國相繼採行金融監理沙盒制度的原因，並找出該制度在各國擴散的主要影響因子。藉由量化分析，本研..

In recent years, the rise of Fintech has introduced innovative financial services and has brought a significant impact on the existing financial regulatory frameworks. Financial regulators in different countries deal with the challenges in different ways: some adopt a “wait and see” strategy, in which they do not enact new regulatory institutions. Some countries take a more active approach through revision of laws, issuing new licenses, and adopting an experimental regulatory mechanism. Since the United Kingdom announced the fin..