歐洲聯盟 2004 年 5 月以及 2007 年 1 月的東擴之舉係 1950 年代以來歐洲統合過程中重要的發展過程。這不僅是使得中東歐地區國家加入歐盟，更重要的意義在於將不同地區文化與結構透過改革的轉軌過程中融入了歐盟的價值。因此，在歐盟未來的主要擴大議程中也包含了土耳其、克羅埃西亞以及西巴爾半島地區國家。對於歐盟而言，加強並保障有關區域和平、穩定、 繁榮、民主、人權以及歐洲法治的理念價值是相當重要的。 對土耳其而言，與歐盟的關係已歷..

The Eastern Enlargement of the European Union in the year of 2004 and 2007 is one of the most significant developments in the process of European Integration since the 1950s. And with Turkey and the Western Balkan States, enlargement will continue to be one of the major issues on the political agendas. More recently, the EU has inspired tremendous reforms in Turkey, Croatia and the Western Balkans. It is vitally important for the EU to ensure a carefully managed enlargement process that extends peace, stability, prosperity, d..

近年來，金融科技的興起帶來創新的金融服務並衝擊現有的監理方式。有些國家採取觀望的策略；有些國家則採取修改法律、推出新的執照制度甚或實驗型的監理模式。自2015年英國提出金融監理沙盒（Regulatory Sandbox）制度以來，許多國家陸續跟進，以監理沙盒實驗作為探索風險、重思監理疆界，並協助金融創新落地發展的措施。監理沙盒堪稱近年來擴散速度最快、影響最為深遠的一種新興金融監理制度。本文探究導致各國相繼採行金融監理沙盒制度的原因，並找出該制度在各國擴散的主要影響因子。藉由量化分析，本研..

In recent years, the rise of Fintech has introduced innovative financial services and has brought a significant impact on the existing financial regulatory frameworks. Financial regulators in different countries deal with the challenges in different ways: some adopt a “wait and see” strategy, in which they do not enact new regulatory institutions. Some countries take a more active approach through revision of laws, issuing new licenses, and adopting an experimental regulatory mechanism. Since the United Kingdom announced the fin..