本文觀察台灣與韓國發展過程的差異，對兩地金融危機形態以及金融重建進展的影響。兩國金融重建過程的差異受到危機形態的制約，這又受到之前發展形態的影響，亦即是否出現雙元經濟:同時存在一個面對軟預算的內需部門與一個面對硬預算的出口部門。韓國的金融危機，除了一開始的壞帳率較高之外，更包含外匯危機，另外出口重心的財閥負債淨值比高，而且很多是國際的借貸，產生急迫的壓力要採取結構性的改革措施以挽回市場的信心，不同面向改革工程在短時間內次第開展。雙元經濟的存在使台灣的金融危機..

This paper explores how patterns of development affect types of financial crises and financial restructuring by comparing the experiences of Taiwan and South Korea. With or without the presence of dual economy determines the nature of the financial crises, eventually affecting the scopes and paces of restructuring packages in the two countries. Dual economy in this context denotes the coexistence of an efficient exporting sector and an inefficient domestic sector. The financial crisis in South Korea involved high initial non-..